Integrations · Payments · Bangladesh
Nagad integration for EduGradUP
Nagad is the government-backed mobile financial service in Bangladesh. EduGradUP's Nagad integration uses the Nagad Merchant API to accept invoice payments and reconcile them automatically.
What you get
- Pay-by-invoice from the Nagad app or USSD *167#
- Auto-reconciliation and daily BDT settlement
- Refund support inside EduGradUP
- Works in parallel with bKash and Rocket
Setup — step by step
- Apply for a Nagad Merchant account. Apply via the Nagad partner portal with your school's trade licence and TIN. Approval typically takes 5–7 business days.
- Receive API credentials. Nagad will issue a Merchant ID, Merchant Number, public key and private key for the production environment.
- Add credentials in EduGradUP. In Setup → Payments → Nagad paste the four credentials, set the default fee heads and save.
- Whitelist the callback URL. Send the callback URL displayed in EduGradUP to Nagad technical support for whitelisting on the merchant account.
- Run a test payment. From a parent account pay BDT 10 against any invoice. Verify the invoice is marked Paid in EduGradUP and the receipt is on the parent app.
Frequently asked questions
Frequently Asked Questions
3 questions
Can we use Nagad and bKash together?
Yes — both can be enabled simultaneously. Parents see both options on the parent app and can choose.
What MDR does Nagad charge?
Nagad Merchant MDR is currently 1.5%–1.85% depending on volume. Confirm on your merchant contract.
Does it support refunds?
Yes — refunds can be issued from EduGradUP and the Nagad webhook updates the invoice automatically.
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